Board of Directors

Mr. A Ramesh Kumar

Mr. A. Ramesh Kumar is a reputed banker with more than three decades of experience in India and internationally with State Bank of India (SBI), the largest bank in India. He has a deep understanding and knowledge of the Indian and global economy, as well as rich management experience and best governance practices in financial markets.

An ex Chief General Manager of SBI, he was the head of all International offices and subsidiaries of the Bank. He was previously CGM of State Bank India’s Maharashtra Circle consisting of 850 branches, 25,000 employees. Under his management the region reached Business turnover of USD 15 Bn. His vision led the State Bank of India to several important milestones. Under his leadership the bank recorded a YOY growth of 960% in SHG linkage program and a foundation was laid for an aggressive growth trajectory. A number of innovations were introduced to boost promotion of savings and credit groups. The result of these initiatives is that Maharashtra is now the fastest growing state in microfinance, according to the State of the Sector Report on Microfinance 2008, with State Bank of India accounting for almost 80% of SHGs credit linked by commercial and cooperative banks. The innovative model of Shri Kumar was later embraced by the entire banking sector.

He has been associated with several prestigious bodies viz. Member, Academic Council and Visiting Faculty, NMIMS, Mumbai; Chairman, NABARD National Committee on Rural Habitat; Member, Advisory Committee, Development Alternatives, New Delhi; His contribution as Chairman of SME Chamber of India (Northern Region) has brought a vision to the Small & Medium Enterprises to develop into the International standard Enterprises.

Mr. Raj Kumar Singh

Mr. Raj Kumar Singh is an experienced banker with 27 years of experience working in India and abroad with State Bank of India. He was working with SBI as a Regional Manager. Previously he was at the helm of Treasury Management in Foreign Department of SBI and contributed greatly to improving the computerization and profitability of SBI's Treasury operators.

Mr. Robert Chandran Royappa

Mr. R C Royappa has been appointed as a Director to Zwirn Pragati Capfin Private Limited in 2008. Since 2006, he is working as a consultant, Integrated Treasury Area. Prior to this, Mr. Royappa worked as a Chief General Manager of SBI and took various assignments in India & Abroad. He is PG Diploma Holder from Madras University and also an associated member of Indian Institute of Bankers.

Mr. Vineet Rai

Mr. Vineet is a Nominee Director at Swarna Pragati Housing Microfinance Private Limited. Mr. Vineet has over 17 years of experience in early stage investing, small business incubation, and microfinance. Vineet has led the setting up of Aavishkaar I and II and Aavishkaar Goodwell I & II funds. He provides overall leadership to the fund team with key focus on fund raising and post investment mentoring and exits. Vineet is also the Co-founder and Director of Intellecap, a pioneer and leader in the multiple bottom line investment advisory industry and also chairs the board of Intellecash, a Non Banking Finance Company. He also serves as the Director of Villgro, a rural business incubator that creates networks for rural innovations. Vineet is an Ashoka Fellow, and has received honorary membership to the Xavier Labour Research Institute (XLRI) Alumni Association, a premier management institute in India. He holds a Post-Graduate diploma in Forestry Management from Indian Institute of Forest Management, Bhopal.

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